Business finance
Strategic guidance for the decisions that define your business
Business owners face financial decisions that carry lasting consequences — from managing daily cash flow to planning a leadership transition or preparing for an exit. JAADE Finance provides independent, advisor-led guidance built around your objectives, not around product commissions.
25+
Years advising business owners
500+
Business clients served
100%
Fee-only compensation
4
Core advisory disciplines
Our services
Financial disciplines built for business complexity
Each engagement begins with a thorough assessment of your business structure, cash position, ownership goals, and timeline. Our advisors coordinate across disciplines to deliver a unified strategy.
Business financial planning
A structured, long-term financial plan that aligns your personal financial goals with your business trajectory. Our advisors assess capital allocation, debt structure, tax positioning, and owner compensation to build a plan that accounts for both growth phases and contingencies.
Cash flow management
Cash flow is the operational foundation of every business decision. We model inflows and outflows across seasonal cycles, identify working capital gaps, and establish reserve targets. Our approach treats cash flow as a planning discipline, not a reporting exercise.
Succession planning
Succession is a multi-year process that requires coordination across legal, tax, and financial advisory disciplines. We work with business owners to identify successors, structure ownership transitions, and establish timelines that protect both the business and the departing owner's financial position.
Corporate retirement plans
We advise on the design and implementation of retirement plans that serve both business owners and their employees. Our advisors evaluate plan structures — including 401(k), SEP IRA, defined benefit, and cash balance plans — based on your business size, workforce composition, and tax objectives.
Valuation advisory
Business valuation grounded in methodology, not aspiration
An accurate business valuation is essential for exit planning, partnership buyouts, estate planning, and strategic acquisitions. JAADE Finance works with credentialed valuation professionals to deliver defensible assessments based on established methodologies.
What a valuation engagement includes
- →Analysis of historical and projected financial statements
- →Industry benchmarking and comparable transaction analysis
- →Discounted cash flow and asset-based valuation models
- →Documentation suitable for tax, legal, and transaction purposes
- →Coordination with your legal and accounting advisors
How we work
A structured process for consequential decisions
01
Assessment
We begin with a comprehensive review of your business financials, ownership structure, and strategic objectives. This assessment informs every recommendation that follows.
02
Strategy
Our advisors develop a financial strategy that addresses your immediate priorities and long-term goals. All assumptions, projections, and fee structures are disclosed upfront.
03
Ongoing advisory
Financial planning is not a one-time deliverable. Your advisor initiates regular reviews and reaches out proactively when market conditions or business changes warrant a reassessment.
Fee structure
JAADE Finance operates on a fee-only basis. We do not receive commissions, referral fees, or revenue sharing from product providers. Our compensation is disclosed in full before any engagement begins.
| Service | Fee basis | Typical range |
|---|---|---|
| Business financial planning | Fixed project fee | $5,000 – $25,000 |
| Cash flow management | Quarterly retainer | $2,500 – $7,500 / qtr |
| Succession planning | Fixed project fee | $10,000 – $50,000 |
| Corporate retirement plans | AUM-based or flat fee | 0.25% – 0.75% AUM |
| Business valuation | Fixed project fee | $7,500 – $35,000 |
Fees vary based on business complexity, entity structure, and scope of engagement. A detailed fee proposal is provided before any work begins.
Your business deserves independent financial guidance
Whether you are navigating growth, preparing for a leadership transition, or evaluating an exit, our advisors provide the structured, transparent counsel that consequential decisions require.
JAADE Finance does not guarantee investment returns. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. This content is for informational purposes only and does not constitute investment, legal, or tax advice. Fee ranges are illustrative and subject to change based on engagement scope. All fees are disclosed in writing before any advisory engagement begins. Please consult a qualified financial advisor before making investment decisions.