Who we serve
Financial guidance built around your business — and your life beyond it
Business owners face financial decisions that most individuals do not. The boundary between personal and corporate finances is rarely clean, and the stakes of each decision compound over time. JAADE Finance provides independent advice that accounts for both sides of that equation.
25+
Years advising business owners
100%
Fee-based advisory model
5
Core service areas
0
Product commissions
Our commitment
Advice aligned with your goals, not our products
Most financial services firms earn revenue from the products they recommend. JAADE Finance operates on a fee-based model, which means our advisors have no incentive to steer you toward a particular product or strategy. Every recommendation is evaluated against your stated personal and business objectives.
Services for business owners
Five disciplines. One coordinated plan.
Business succession planning
A succession plan is not a single document — it is a multi-year strategy that addresses leadership transition, ownership transfer, and valuation methodology. Our advisors work with you to build a plan that protects the continuity of your business and the financial position of your family.
Owner compensation structuring
How you pay yourself affects your tax liability, your retirement savings capacity, and your business cash flow. We analyze salary, distributions, and deferred compensation options to identify a structure that serves both your personal financial goals and your company's operational needs.
Corporate retirement plans
Selecting the right retirement plan structure — SEP-IRA, SIMPLE IRA, or 401(k) — depends on your workforce size, contribution targets, and administrative capacity. We evaluate each option against your specific circumstances and help you implement the plan that fits.
Key-person insurance advisory
If your business depends on specific individuals — including you — key-person insurance can protect the company from financial disruption. We assess your exposure, recommend appropriate coverage levels, and coordinate with insurance providers on your behalf.
Exit planning
Whether you intend to sell, merge, transfer to family, or wind down, exit planning requires years of preparation. JAADE Finance advisors help you define your target exit timeline, optimize your business valuation, structure the transaction for tax efficiency, and plan for the financial transition that follows. We coordinate with your legal and tax professionals to ensure alignment across all disciplines.
Retirement plan comparison
Corporate retirement plan structures at a glance
| Feature | SEP-IRA | SIMPLE IRA | 401(k) |
|---|---|---|---|
| Employer contribution limit (2026) | Up to 25% of compensation | 3% match or 2% non-elective | Up to 25% of compensation |
| Employee contribution limit (2026) | N/A (employer only) | $16,500 | $23,500 |
| Best suited for | Self-employed or few employees | Small businesses (≤100 employees) | Businesses of any size |
| Administrative complexity | Low | Low | Moderate to high |
Contribution limits shown are based on IRS guidelines for the 2026 tax year. Actual limits may vary based on individual circumstances. Consult a qualified tax professional for advice specific to your situation.
How we work
A structured process, not a sales pitch
Discovery
We begin with a comprehensive review of your business structure, personal financial position, existing insurance and retirement arrangements, and stated long-term objectives.
Analysis
Your advisor identifies gaps, inefficiencies, and opportunities across your personal and corporate financial landscape. All findings are documented and presented with clear rationale.
Recommendation
We present a coordinated plan that addresses succession, compensation, retirement, insurance, and exit strategy as interconnected decisions — because they are.
Ongoing partnership
Your advisor initiates regular reviews — not the other way around. As your business evolves, your plan is adjusted. Fees are disclosed upfront and remain consistent.
What business owners ask us
How is JAADE Finance compensated?
We operate on a fee-based model. Our advisors do not earn commissions from product sales or referrals. Our fee structure is disclosed before any engagement begins, and there are no hidden charges.
When should I start exit planning?
Most business exit strategies benefit from three to five years of preparation. Starting earlier provides more options for structuring the transition in a tax-efficient manner and maximizing business valuation. We recommend beginning the planning process well before you intend to exit.
Which retirement plan is right for my business?
The answer depends on your employee count, desired contribution levels, and administrative tolerance. A SEP-IRA suits many sole proprietors. A SIMPLE IRA works well for small employers. A 401(k) offers the most flexibility but carries higher administrative requirements. Our advisors evaluate your specific situation before recommending a plan type.
Do you coordinate with my existing accountant or attorney?
Yes. Financial planning for business owners requires coordination across legal, tax, and financial disciplines. We work directly with your existing professional team to ensure that all recommendations are aligned and that no decisions are made in isolation.
Your business is complex. Your financial plan should account for that.
JAADE Finance advisors specialize in the intersection of personal and business finance. Request a consultation to discuss your specific situation — no obligation, no product pitch.
JAADE Finance does not guarantee investment returns. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. This content is for informational purposes only and does not constitute investment, legal, or tax advice. Contribution limits referenced are based on IRS guidelines for the 2026 tax year and are subject to change. Consult a qualified financial, legal, or tax professional before making decisions specific to your situation.